Hard Money Lender — Riverside
The Inland Empire Is Growing. Fund the Growth.
Riverside County is where Southern California actually builds. Families and businesses priced out of the coastal counties keep moving inland — and the investors who renovate, build, and hold here are capturing that momentum.
Fix & flip, ground-up construction, bridge, and cash-out lending across the Inland Empire and Coachella Valley, $50K to $5M.
Why CDF in Riverside
A Direct Lender That Knows Riverside County
From Corona and Riverside proper down the 215 to Murrieta and Temecula, and east to the Coachella Valley — Riverside County offers what the coast can't: room to build and price points where renovation math still works. That makes it flip country, construction country, and increasingly build-to-rent country.
We've financed Inland Empire deals since 2009 as one of our five core counties. Ground-up construction is a particular strength here — one facility covering lot acquisition and vertical construction, with draws structured around your build plan instead of a bank committee's calendar.
Every Program. Every City.
- Closings in as few as 7 business days
- Loan amounts from $50K to $5M
- Asset-based underwriting — no credit minimums
- No tax returns required
- Direct decisions from the people funding the loan
- 24-hour response on every inquiry
Riverside Lending
What We Fund in Riverside County
Local market knowledge isn't a slogan — it's how the deals actually get underwritten.
Affordable-Entry Flips
Moreno Valley, Hemet, Perris, San Jacinto — price points where renovation margins still pencil. Up to 75% ARV keeps your cash free for the next project.
Ground-Up & Spec Construction
The IE is one of the few Southern California regions with real land. We fund lot acquisition plus construction in one facility — spec homes, small multifamily, build-to-rent.
Coachella Valley Projects
Palm Springs to Indio — vacation-market renovations, seasonal-rental repositioning, and land development in one of California's distinctive submarkets.
Southwest County Growth
Murrieta, Temecula, Menifee — the county's fastest-growing corridor. Bridge and construction capital for investors building where the demand is moving.
Cash-Out for Expansion
IE investors sitting on appreciated equity use business-purpose cash-out to fund the next acquisition — no seasoning requirements, today's value.
Contractor & Trades Borrowers
The Inland Empire runs on construction and logistics trades — seasonal, project-based income that banks can't read. We underwrite the asset instead.
Loan Programs
Every CDF Program, Available in Riverside
Eight specialized programs — one direct lender.
Service Area
Cities We Serve in Riverside County
A representative list — we lend county-wide, and everywhere else in California.
Common Questions
Riverside Lending FAQs
Do you cover all of Riverside County?
Yes — from the Corona/Eastvale corridor through the 215 growth cities to the entire Coachella Valley. Riverside County is one of our five core counties.
Do you fund new construction in the Inland Empire?
Yes — ground-up construction is one of our strongest IE programs: lot acquisition plus vertical construction up to 65% of completed value, $250K to $5M, with structured draws.
What do Inland Empire flips qualify for?
Up to 75% of after-repair value, rates from 9.99%, terms 6–18 months, with rehab draws included and no prepayment penalty.
How fast can a Riverside County loan close?
As few as 7 business days. One call to (626) 796-1680 gets you preliminary terms within 24 hours.
More Service Areas
Lending Across Southern California
Have a Riverside Deal? Let's Talk.
One call gets you a straight answer and preliminary terms within 24 hours — from a direct lender that's been funding Riverside County real estate since 2009.
All loans are business-purpose loans secured by California real estate. Rates, LTVs, and terms are program starting points — final terms are deal-specific. DRE# 01885595 | NMLS# 1159831