How It Works

From Application to Funding in Days

Our streamlined process is designed for speed and simplicity. No lengthy applications, no committee approvals, no surprises.

The Process

Four Steps to Funding

We've simplified the private lending process to get you funded as quickly as possible.

01

Apply

Submit your loan inquiry online or by phone. We respond within 24 hours with an initial assessment and preliminary terms.

02

Underwrite

Our team evaluates the property and deal structure. We order the appraisal, title, and complete our due diligence.

03

Approve

Receive your commitment letter and clear closing conditions. We work with your escrow and title to prepare for funding.

04

Fund

Sign documents and receive your funds. We close in as few as 7 days from completed application. Fast, simple, done.

What to Expect

A Different Lending Experience

24-Hour Response

We respond to every inquiry within 24 hours with a preliminary assessment of your deal.

Simplified Underwriting

We focus on the property and the deal, not mountains of paperwork. Common sense lending.

7-Day Closings

With a complete file, we can fund your deal in as few as 7 business days from application.

Clear Communication

You'll know exactly where your loan stands at every step. No surprises, no runaround.

Documentation

What You'll Need

Having these documents ready helps us move quickly on your deal.

Property

  • Property address and description
  • Purchase contract (if acquisition)
  • Scope of work and budget (if renovation)
  • Photos of the property

Borrower

  • Completed loan application
  • Government-issued ID
  • Entity documents (if applicable)
  • Real estate experience summary

Financial

  • Proof of funds for down payment
  • Bank statements (most recent 2 months)
  • Current rent roll (if income property)
  • Exit strategy documentation

Don't have all documents ready? No problem. Contact us and we'll tell you exactly what's needed for your specific situation.

Start Your Application

Get Started

Ready to Get Funded?

Tell us about your deal. We respond to every inquiry within 24 hours.