For Real Estate Agents
Close More Deals. We Fund in 7 Days What Banks Take 45.
When your buyer's financing falls through, your investor needs fast capital, or your listing requires creative funding — Capital Direct Funding closes in as few as 7 days. Your deal survives. Your commission is protected.
Direct private lender. $200M+ deployed. 500+ funded transactions across California. No committees — one call gets you an answer.
Deal Scenarios
Transactions We Help You Close
These are the situations real estate agents across California call us for every week.
Buyer Financing Fell Through
Your buyer was pre-approved, the conventional loan fell apart, and the seller is about to walk. We can step in and close in 7 days — saving your deal, your commission, and your client's earnest money.
Fix & Flip Investor Clients
Your investor clients need fast acquisition capital with rehab draws. Up to 75% ARV, rates from 9.99%, structured draw schedules, no prepayment penalty. We're the capital behind many of California's most active flippers.
Probate & Estate Listings
You have the listing but the heirs need capital — to buy out co-beneficiaries, pay estate debts, or fund improvements before sale. We understand court-confirmation timelines and close within them.
Seller Needs a Bridge Loan
Your seller found their next home but hasn't sold the current one. Rather than lose the purchase, we provide bridge financing against the departing property — your seller buys first, sells on their own timeline.
ADU & Construction Opportunities
Homeowners and investors building ADUs or doing ground-up construction need capital. We fund ADUs at 75–85% LTC with milestone-based draws. Your clients add value, you potentially list the finished product.
Cash-Out Before Listing
Your seller needs renovation capital to maximize list price. We provide fast cash-out refinancing so they can improve the property before going to market. Better property, higher price, bigger commission.
Simple Process
How We Work With Real Estate Agents
You bring the deal. We bring the capital. Three steps.
Call or Text the Scenario
Tell us the situation — property type, approximate value, what the client needs, and when they need it. We give you a verbal answer the same day, often within hours.
We Underwrite & Coordinate
CDF orders the appraisal, runs title, coordinates with your escrow, and structures the loan. You get copied on milestones. Your client gets white-glove service that reflects well on you.
Deal Closes — Commission Preserved
Loan funds in as few as 7 days. Your transaction closes. Your client is grateful. Your commission is protected. And you have a funding partner you can call next time.
The CDF Advantage
Why Real Estate Agents Partner With Us
Every deal we fund is a closing you get credit for. Here's why agents across California keep our number on speed dial.
7-Day Closings — We Mean It
Not 7 days to maybe underwrite. Seven days from completed application to funded deal. We've done it hundreds of times. Your listing stays active, your buyer doesn't walk, your transaction closes.
Your Client Stays Yours
We never prospect your clients. We don't market to them after the deal closes. We don't try to sell them other products. Your relationship is protected — period.
You Stay in the Loop
Application received, appraisal ordered, approval issued, docs out, funded. You get updates at every milestone so you can manage your transaction timeline and keep all parties informed.
$200M+ Funded — 15-Year Track Record
Over 500 funded transactions across California. When you refer a client to CDF, you're referring them to a 15-year-old direct lender with a track record, not a startup that might not perform.
Direct Access to Decision-Makers
You call Francisco or Frank — the people who approve the loan. No voicemail trees, no processing departments. When you need a fast answer on whether we can do a deal, you get one.
More Closings, More Commissions
Every deal we save that would have fallen apart is a commission you keep. Every investor client we fund is a property they buy — through you. Private lending expands your closable transaction volume.
Have a Deal That Needs Fast Funding?
Call Francisco. Describe the scenario. Get an answer today — not next week. If we can do it, you'll have terms within 24 hours.